If you have any questions or need assistance, please feel free to contact our support team.

Peak Performance Advertising LLC

30 N Gould St Ste R
Sheridan, WY 82801
USA

Email:[email protected]

Phone:+1 307 886 4039

Thank you for using our website located at savvysavingsonline.com ("Website"), through which we offer various applications, widgets, email notifications and other services ("Services"). SavvySavingsOnline ("SavvySavingsOnline," "we," "our," or "us") has created this Privacy Policy to let you know what information we collect when you visit the Website, and how we use and share this information.

This Website and the Services are intended for U.S. residents only.

What We Do

We help consumers shop for insurance, discounted health plans, and other products by connecting consumers with insurance companies, insurance agents, discount program representatives, and vendors who also help match consumers with insurance providers and other third parties ("Service Providers").

Information Collection

When using our Website, you may voluntarily provide information about yourself, including your name, home address, telephone number, email address, date of birth, gender, and income. We may also collect current insurance information, type of automobile you drive, home ownership status, military affiliation, credit score, and other demographic information that you provide to us.

We (and other entities) may also automatically collect information relating to your interactions with us and our Website, including internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date and time of visit, internet tags, device type, clickstream data, and other activities on the Website. We may combine this automatically collected information with other information we collect about you. We do this to improve services we offer you, and to improve marketing, analytics, and Website functionality. We and our marketing partners, affiliates, and analytics and service providers use technologies such as cookies, beacons, tags, and scripts to collect this data.

Information Use

We may use your information for any lawful purpose, including the following:

• To deliver our products and services to you (including matching you with insurance providers and Service Providers);
• To perform services, such as account servicing, processing orders and payments, and analytics;
• To maintain and improve our services;
• To display customized content and advertising;
• To conduct research and analysis;
• To ensure that the Website is functioning properly;
• To alert you to product updates, special offers, updated information, and other new services;
• To provide you quotes from Service Providers who may contact you using the information you provide;
• To detect and protect against security incidents, fraud, and illegal activity;
• To ensure legal compliance;
• With your consent, or as otherwise disclosed at the time information is collected.

Information Sharing

We may share the information we collect with other parties, including the following:

• Insurance providers and Service Providers;
• Advertising networks;
• Internet service providers;
• Data analytics providers;
• Operating systems and platforms;
• Social networks;
• Consumer data resellers;
• Our subsidiaries, corporate affiliates, and related companies;
• Our vendors and service providers for the purpose of verifying data;
• Pursuant to a subpoena, court order, governmental inquiry, or other legal process;
• As part of a corporate sale, merger, or acquisition;
• With your consent or as otherwise disclosed at the time of data collection.

Your Consent to Text Message and Telephone Marketing

By submitting your telephone number on the Website, you expressly authorize us and Service Providers and their agents and partner companies to contact you, at the telephone number you provide, with informational and marketing messages and telephone calls including those sent via automated telephone dialing system, text messages, SMS, MMS, picture messages, live and prerecorded telephone calls, including on landlines and wireless numbers, even if the phone number you provide is on a corporate, state, or national Do Not Call list. Your consent is not required to purchase goods or services. Message & data rates may apply. You may revoke your consent at any time by contacting us at [email protected].

Your Choices

If you would like to opt-out of receiving promotional or marketing material from us in the future, please follow the opt-out instructions located at the bottom of each promotional or marketing email communication or email us at [email protected].

If you would like to opt-out of having your information shared with third parties for their direct marketing purposes, you may write to us at [email protected].

Digital Advertising and Analytics

SavvySavingsOnline adheres to the Digital Advertising Alliance ("DAA") Self-Regulatory Principles in connection with interest-based advertising. We may partner with ad networks and other ad serving providers ("Advertising Providers") that serve ads on behalf of us and others on non-affiliated platforms. Some of those ads may be personalized, meaning that they are intended to be relevant to you based on information Advertising Providers collect about your use of the Website and other websites or apps over time.

You may visit the DAA Webchoices tool at www.aboutads.info to learn more about this type of advertising and how to opt out. You can also exercise choices regarding interest-based advertising on your mobile device by downloading the appropriate version of the DAA's AppChoices tool at youradchoices.com/appchoices.

State Privacy Rights

Residents of certain states have rights under state privacy laws with respect to personal information we collect. If you are a resident of such states, this section of the Privacy Policy contains disclosures required by law and explains rights that may be available to you.

Personal Information We Collect and Disclose. In the preceding 12 months, we collected, disclosed for a business purpose, and sold the following categories of personal information about consumers:

• Personal and online identifiers (such as first and last name, email address, or unique online identifiers)
• Recordkeeping information (such as physical characteristics, insurance policy number, financial information, medical information, or health insurance information)
• Characteristics of legally protected classifications (such as race, gender)
• Commercial or transactions information
• Internet or other electronic network activity information
• Geolocation information
• Professional or employment-related information
• Education information
• Inferences drawn from the above information
• Sensory information

Your Rights Regarding Personal Information. Residents of certain states have rights with respect to the personal information collected by businesses, including:

• The right to confirm whether we are processing personal information about you.
• The right to correct inaccuracies in the personal information we have collected about you.
• The right to know the categories and specific pieces of personal information we collect, use, disclose, and sell about you.
• The right to request that we delete the personal information we have collected from you.
• The right to opt out of the sharing of personal information for targeted advertising, the sale(s) of personal information, or profiling.
• The right not to receive discriminatory treatment for the exercise of the above privacy rights.

To exercise any of the above rights, please use our Privacy Rights Request Webform or email us at [email protected].

Changes to our Privacy Policy

We may occasionally update this Privacy Policy. When we make changes, we will also post the "last update" on the Privacy Policy. We encourage you to periodically review this Privacy Policy to stay informed about how we use and share the information we collect.

Contact Us

If you have any questions, comments, or concerns about us or this Privacy Policy, please contact us via email at [email protected].

Residents of certain states have rights under state privacy laws with respect to personal information we collect. If you are a resident of such states, this section contains disclosures required by law and explains rights that may be available to you.

Personal Information We Collect and Disclose

In the preceding 12 months, we collected, disclosed for a business purpose, and sold the following categories of personal information about consumers:

• Personal and online identifiers (such as first and last name, email address, or unique online identifiers)
• Recordkeeping information (such as physical characteristics, insurance policy number, financial information, medical information, or health insurance information)
• Characteristics of legally protected classifications (such as race, gender)
• Status as transgender or nonbinary
• Commercial or transactions information
• Internet or other electronic network activity information
• Geolocation information
• Professional or employment-related information
• Education information
• Inferences drawn from the above information
• Sensory information

Sensitive Personal Information. Some of the categories of personal information listed above are considered sensitive personal information under certain state privacy laws. NOTICE: We may sell your sensitive personal data.

Categories of Sources

We collect personal information from the following categories of sources:

• Consumers
• Service providers

Recipients of Personal Information

We sell the categories of personal information designated above to the categories of third parties listed below:

• Advertising/marketing companies
• Advertising networks
• Marketing data companies
• Data analytics providers
• Operating systems and platforms
• Consumer data resellers
• Financial services companies
• Insurance companies and Brokers

Your Rights Regarding Personal Information

Residents of certain states have rights with respect to the personal information collected by businesses. You may exercise the following rights regarding your personal information, subject to certain exceptions and limitations:

• The right to confirm whether we are processing personal information about you.
• The right to correct inaccuracies in the personal information we have collected about you.
• The right to know the categories and specific pieces of personal information we collect, use, disclose, and sell about you.
• Depending on your state, the right to receive a portable and readily usable copy of the personal information we have collected about you.
• The right to request that we delete the personal information we have collected from you.
• The right to opt out of (i) the sharing of personal information for targeted advertising; (ii) the sale(s) of personal information; or (iii) profiling for decisions that have significant effects.
• The right not to receive discriminatory treatment for the exercise of the above privacy rights.

To exercise any of the above rights, please use our Privacy Rights Request Webform or email us at [email protected].

Verification Process

We might need to request information from you to verify your identity or understand the scope of your request. We require you to provide, at a minimum, your first and last name, email address, city, zip code, and telephone number in order to verify your identity and honor your request.

Authorized Agent

Depending on your state of residence, you may designate an authorized agent to make requests on your behalf by providing them written permission to submit a request. If you designate an authorized agent, we will require the agent to submit proof of your written authorization by email at [email protected] as well as your verification details.

You may have rights with respect to the personal data maintained by SavvySavingsOnline, subject to certain jurisdiction specific requirements and subject to certain exceptions and limitations.

You may use this webform to submit a privacy request as described in our Privacy Policy. We may request additional information needed to verify your identity and complete your request.

For more information about our personal data practices, please view our Privacy Policy.

Please complete all the fields below:

Welcome to the website located at savvysavingsonline.com (the "Website" or "Site"), which we ("we", "us," etc.) provide to you ("you") contingent upon your agreement to these Terms of Use and Privacy Policy. By accessing the Website or using the Service, you agree to be bound by and comply with the following Terms of Use including the Privacy Policy.

By accessing or using the Website or our Services, you acknowledge that you have read, understood, and agree to be bound by the terms and conditions of these Terms & Conditions and our Privacy Policy, which is incorporated herein by reference. If you do not agree, you may not access or use the Website.

THIS AGREEMENT CONTAINS AN ARBITRATION AGREEMENT AND CLASS ACTION WAIVER THAT WAIVE YOUR RIGHT TO A COURT HEARING OR JURY TRIAL OR TO PARTICIPATE IN A CLASS ACTION. ARBITRATION IS MANDATORY AND THE EXCLUSIVE REMEDY FOR ANY AND ALL DISPUTES UNLESS SPECIFIED BELOW OR UNLESS YOU OPT-OUT.

Third Party Offerings

Our aim is to connect users with insurance brokers, insurance companies, insurance agents, discount program representatives and other insurance professionals ("Service Providers"). The Website offers various applications, widgets, email notifications and other services (the "Service" or "Services") that provide a venue through which you can obtain information and find Service Providers. You understand and agree that we are not the issuer of the products featured on the Website, we are not an insurance underwriter, do not endorse or recommend the products or services of any Service Provider, and are not an agent or advisor to you or any service provider.

Acceptance Policy

We reserve the right at any time after receipt of your request to further transfer the request or decline your request for any reason. We may require additional verification or other information before further transferring any insurance request.

Service Providers. We, as the operator of this Website, are not an insurance broker or an insurance company, are not a representative or an agent to any broker or insurance company, do not endorse any particular broker or insurance provider, and do not make any insurance decisions. We will submit the information you provide to a Service Provider. It is your sole responsibility to investigate Service Providers. You acknowledge and agree that Service Providers are solely responsible for any services that they may provide to you.

Your Access and Use of the Services

You are under no obligation to use our Website or Service to initiate contact, nor apply for insurance or any product with any broker or insurance company. We receive compensation, in the form of referral fees, from the insurance carriers, aggregators, or other offers that we may direct you to. By downloading, accessing or using the Website, you represent that you are at least eighteen (18) years old or the legal age of majority in your jurisdiction, whichever is greater, that you are a resident of the United States of America, and that you agree to these Terms.

Email, Telephone, and SMS Communication

By providing your email address or phone number on the Website, you expressly authorize us and our Service Providers to contact you by telephone, fax and email at the telephone numbers and email addresses provided, concerning your insurance needs or quote requests, any issue regarding our Services, in response to quotes you have requested, and to provide information or offers that may be of interest to you. You agree that such communications may be sent to your mobile phone via automated telephone dialing system, prerecorded calls, text messages, SMS, MMS, and picture messages. Your consent is not required to make a purchase.

If you do not want to receive such communications, you may opt out by emailing [email protected] with "UNSUBSCRIBE" or by texting "STOP" or "OPT-OUT" as specifically set forth in the communication.

Intellectual Property

You agree that we own all right, title and interest, including all intellectual property rights, in and to the Website and the Services. All Content is our property or the property of our software vendors and is protected by United States and international copyright laws.

Disclaimer of Warranties; Limitation of Liabilities

THE SERVICES, THE WEBSITE AND ITS CONTENT ARE PROVIDED TO YOU STRICTLY ON AN "AS IS" AND "AS AVAILABLE" BASIS. WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND THAT EXTEND BEYOND THE DESCRIPTION ON THE FACE OF THE WEBSITE. THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY OR NON-INFRINGEMENT OF THIRD PARTY RIGHTS, ARE HEREBY DISCLAIMED TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.

TO THE FULLEST EXTENT PERMISSIBLE BY LAW, WE SHALL NOT BE RESPONSIBLE TO, OR LIABLE TO, YOU, OR ANY THIRD PARTY, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE, FOR ANY DAMAGES. OUR AGGREGATE LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID TO US BY YOU FOR USE OF THE WEBSITE.

Dispute Resolution by Binding Mandatory Arbitration and Class Action Waiver

Any dispute relating in any way to your use of the Website, the Content, the Services, or otherwise related to this Agreement ("Disputes"), shall be resolved exclusively through confidential arbitration, rather than in court, and shall be governed exclusively by the laws of the State of New York, without regard to principles of conflict of laws. The Federal Arbitration Act governs the interpretation and enforcement of this Arbitration Agreement.

If a Dispute arises under this Agreement, you agree to first contact us at [email protected]. If any Dispute cannot be resolved informally, you agree that any and all Disputes shall be submitted to final and binding arbitration before a single arbitrator of the American Arbitration Association ("AAA").

YOU UNDERSTAND THAT YOU WOULD HAVE HAD A RIGHT TO LITIGATE IN A COURT, TO HAVE A JUDGE OR JURY DECIDE YOUR CASE AND TO BE PARTY TO A CLASS OR REPRESENTATIVE ACTION. HOWEVER, YOU UNDERSTAND AND AGREE TO HAVE ANY CLAIMS DECIDED INDIVIDUALLY AND ONLY THROUGH ARBITRATION.

30 DAY RIGHT TO OPT-OUT. You shall have thirty (30) days from the earliest of the date that you visit the Website or the date you submit information through the Website to opt out of this Arbitration Agreement and Class Action Waiver, by contacting us by email at [email protected].

Electronic Communications

When you visit or submit information on the Website or send email to us, you are communicating with us electronically. You consent to receive communications from us electronically. You acknowledge and agree that by clicking on the button labeled "SUBMIT", "I AGREE", "I ACCEPT", "GET QUOTES", or similar links, you are submitting a legally binding electronic signature and entering into a legally binding contract.

Miscellaneous

These Terms of Use and any documents expressly incorporated by reference, including the Privacy Policy, constitute the entire agreement between you and us with respect to the subject matter hereof. No agency, partnership, joint venture, employer-employee or franchiser-franchisee relationship is intended or created by these Terms between you and us.

The products on SavvySavingsOnline.com are from companies from which we may receive compensation. Compensation may impact where products appear on SavvySavingsOnline.com (including the order in which they appear). SavvySavingsOnline.com does not include all insurance companies or all types of products available in the marketplace. We encourage you to research all available insurance options for your situation.

SavvySavingsOnline adheres to the Digital Advertising Alliance ("DAA") Self-Regulatory Principles in connection with interest-based advertising. We may partner with ad networks and other ad serving providers ("Advertising Providers") that serve ads on behalf of us and others on non-affiliated platforms. Some of those ads may be personalized, meaning that they are intended to be relevant to you based on information Advertising Providers collect about your use of the Website and other websites or apps over time, including information about relationships among different browsers and devices. This type of advertising is known as interest-based advertising.

How to Opt Out

You may visit the DAA Webchoices tool at www.aboutads.info to learn more about this type of advertising and how to opt out of this advertising on websites by companies participating in the DAA self-regulatory program.

You can also exercise choices regarding interest-based advertising on your mobile device by downloading the appropriate version of the DAA's AppChoices tool at youradchoices.com/appchoices.

If you delete your cookies or use a different browser or mobile device, you may need to renew your opt-out choices exercised through the DAA Webchoices tool. Note that electing to opt out will not stop advertising from appearing in your browser or applications. It may make the ads you see less relevant to your interests.

Analytics

We may also work with third parties that collect data about your use of the Website and other sites or apps over time for non-advertising purposes. We use Google Analytics and other third-party services to improve the performance of the Website and for analytics and marketing purposes. For more information about how Google Analytics collects and uses data when you use our Website, visit www.google.com/policies/privacy/partners, and to opt out of Google Analytics, visit tools.google.com/dlpage/gaoptout.